Define take-home before you compare jobs
This calculator uses gross receipts minus entered cash expenses and modeled taxes. It does not call a mileage deduction a cash expense, and it labels the remainder before unentered vehicle cash costs.
Use /guides/gig-driver-take-home-pay/ to understand why a payout, profit, and cash remainder are different.
How a 1099 paycheck calculator differs from a platform payout
The engine keeps cents internally and derives monthly and weekly views from the same annual values. A weekly headline is not a promise about every week of seasonal work.
For a shift-level view, compare the result with /delivery-driver-worth-it-calculator/.
Share assumptions with the number
The vehicle cost-per-mile calculator can supply a separate cash-cost scenario. Keep its result separate from the tax bridge to avoid double-counting.
Frequently asked questions
Is take-home the amount deposited?
Not necessarily. Deposits can be net of platform fees and timing, while this result uses the gross and expenses you enter.
Does mileage reduce cash take-home?
Standard mileage reduces modeled taxable profit; it is not fuel reimbursement or a cash payment.
Why is my weekly result different from a platform payout?
The model annualizes your entries and includes modeled tax and entered expenses, not platform payout timing.
Official sources
- IRS 2026 inflation adjustments (Rev. Proc. 2025-32)
- IRS Topic 554: Self-employment tax
- Public Law 119-21: QBI deduction and active-business minimum
- IRS Announcement 2026-11: 2026 midyear mileage rate
- IRS Publication 463: car-expense records and substantiation
See methodology for formulas, source status, assumptions, and known limits.